/* ========================================
   BURSAMIGA - BLOG EDUCATIVO FINANCIERO
   Custom Stylesheet
   ======================================== */

/* ============ VARIABLES ============ */
:root {
    --primary: #0D7377;
    --primary-dark: #095E61;
    --primary-light: #14A3A8;
    --secondary: #FFB800;
    --secondary-dark: #E5A500;
    --secondary-light: #FFD166;
    --accent: #1A1A2E;
    --accent-light: #16213E;
    --dark: #2D2D2D;
    --dark-light: #4A4A4A;
    --light: #F8F9FA;
    --cream: #FFF8E7;
    --white: #FFFFFF;
    --gray-100: #F8F9FA;
    --gray-200: #E9ECEF;
    --gray-300: #DEE2E6;
    --gray-400: #CED4DA;
    --gray-500: #ADB5BD;
    --gray-600: #6C757D;
    --gray-700: #495057;
    --gray-800: #343A40;
    --success: #28A745;
    --danger: #DC3545;
    --warning: #FFC107;
    --info: #17A2B8;
    --gradient-primary: linear-gradient(135deg, #0D7377 0%, #14A3A8 100%);
    --gradient-gold: linear-gradient(135deg, #FFB800 0%, #FF9500 100%);
    --gradient-dark: linear-gradient(135deg, #1A1A2E 0%, #16213E 100%);
    --shadow-sm: 0 2px 4px rgba(0,0,0,0.06);
    --shadow-md: 0 4px 12px rgba(0,0,0,0.1);
    --shadow-lg: 0 8px 30px rgba(0,0,0,0.12);
    --shadow-xl: 0 12px 40px rgba(0,0,0,0.15);
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-xl: 30px;
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --font-heading: 'Playfair Display', serif;
    --font-body: 'Inter', sans-serif;
    --font-accent: 'Montserrat', sans-serif;
}

/* ============ RESET & BASE ============ */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: 80px;
}

body {
    font-family: var(--font-body);
    font-size: 16px;
    line-height: 1.7;
    color: var(--dark);
    background-color: var(--white);
    overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    font-weight: 700;
    line-height: 1.3;
    color: var(--dark);
}

a {
    text-decoration: none;
    color: var(--primary);
    transition: var(--transition);
}

a:hover {
    color: var(--primary-dark);
}

img {
    max-width: 100%;
    height: auto;
}

.section-padding {
    padding: 80px 0;
}

.bg-light-custom {
    background-color: var(--gray-100);
}

.bg-dark-custom {
    background: var(--gradient-dark);
}

.text-gradient {
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.text-gold {
    color: var(--secondary) !important;
}

/* ============ PRELOADER ============ */
#preloader {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: var(--accent);
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 99999;
    transition: opacity 0.5s ease, visibility 0.5s ease;
}

#preloader.loaded {
    opacity: 0;
    visibility: hidden;
}

.loader-wrapper {
    text-align: center;
}

.loader-logo {
    width: 80px;
    height: 80px;
    background: var(--gradient-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    animation: pulse 1.5s ease-in-out infinite;
}

.loader-logo i {
    font-size: 36px;
    color: var(--white);
}

.loader-bar {
    width: 200px;
    height: 4px;
    background: rgba(255,255,255,0.1);
    border-radius: 4px;
    margin: 0 auto 15px;
    overflow: hidden;
}

.loader-progress {
    width: 0%;
    height: 100%;
    background: var(--gradient-gold);
    border-radius: 4px;
    animation: loading 2s ease-in-out forwards;
}

.loader-text {
    color: var(--white);
    font-size: 14px;
    font-family: var(--font-accent);
    letter-spacing: 2px;
    text-transform: uppercase;
}

@keyframes pulse {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.1); }
}

@keyframes loading {
    0% { width: 0%; }
    100% { width: 100%; }
}

/* ============ TOP BAR ============ */
.top-bar {
    background: var(--accent);
    padding: 8px 0;
    font-size: 13px;
    color: var(--gray-400);
    border-bottom: 1px solid rgba(255,255,255,0.05);
}

.top-bar-info span {
    margin-right: 25px;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.top-bar-info i {
    color: var(--secondary);
}

.top-bar-info a {
    color: var(--gray-400);
}

.top-bar-info a:hover {
    color: var(--secondary);
}

.top-bar-social a {
    color: var(--gray-400);
    margin-left: 15px;
    font-size: 14px;
    display: inline-flex;
    align-items: center;
    gap: 5px;
}

.top-bar-social a:hover {
    color: var(--secondary);
}

.top-bar-social .separator {
    color: var(--gray-600);
    margin: 0 10px;
}

/* ============ NAVBAR ============ */
.navbar {
    padding: 12px 0;
    background: rgba(255, 255, 255, 0.98) !important;
    backdrop-filter: blur(10px);
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
    border-bottom: 2px solid transparent;
}

.navbar.scrolled {
    padding: 8px 0;
    box-shadow: var(--shadow-md);
    border-bottom-color: var(--secondary);
}

.brand-logo {
    display: flex;
    align-items: center;
    gap: 12px;
}

.brand-icon {
    width: 48px;
    height: 48px;
    background: var(--gradient-primary);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 12px rgba(13, 115, 119, 0.3);
}

.brand-icon i {
    font-size: 24px;
    color: var(--white);
}

.brand-name {
    font-family: var(--font-accent);
    font-size: 22px;
    font-weight: 800;
    color: var(--dark);
    letter-spacing: 1px;
}

.brand-highlight {
    font-family: var(--font-accent);
    font-size: 22px;
    font-weight: 800;
    color: var(--primary);
    letter-spacing: 1px;
}

.brand-tagline {
    display: block;
    font-size: 10px;
    color: var(--gray-600);
    font-family: var(--font-accent);
    text-transform: uppercase;
    letter-spacing: 2px;
    margin-top: -2px;
}

.navbar-nav .nav-link {
    font-family: var(--font-accent);
    font-weight: 500;
    font-size: 14px;
    color: var(--dark);
    padding: 8px 16px !important;
    position: relative;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    transition: var(--transition);
}

.navbar-nav .nav-link:hover,
.navbar-nav .nav-link.active {
    color: var(--primary);
}

.navbar-nav .nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 16px;
    right: 16px;
    height: 2px;
    background: var(--gradient-primary);
    transform: scaleX(0);
    transition: transform 0.3s ease;
}

.navbar-nav .nav-link:hover::after,
.navbar-nav .nav-link.active::after {
    transform: scaleX(1);
}

.dropdown-menu {
    border: none;
    box-shadow: var(--shadow-lg);
    border-radius: var(--radius-md);
    padding: 10px;
    min-width: 260px;
    border-top: 3px solid var(--primary);
}

.dropdown-item {
    padding: 10px 15px;
    font-size: 14px;
    font-weight: 500;
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    gap: 10px;
    transition: var(--transition);
}

.dropdown-item i {
    color: var(--primary);
    font-size: 16px;
}

.dropdown-item:hover {
    background: var(--gray-100);
    color: var(--primary);
    transform: translateX(5px);
}

.btn-search {
    background: none;
    border: none;
    color: var(--dark);
    font-size: 18px;
    padding: 8px;
    border-radius: 50%;
    transition: var(--transition);
}

.btn-search:hover {
    background: var(--gray-100);
    color: var(--primary);
}

.btn-primary-custom {
    background: var(--gradient-primary);
    border: none;
    color: var(--white);
    padding: 10px 24px;
    border-radius: var(--radius-sm);
    font-family: var(--font-accent);
    font-weight: 600;
    font-size: 14px;
    letter-spacing: 0.5px;
    transition: var(--transition);
    box-shadow: 0 4px 15px rgba(13, 115, 119, 0.3);
}

.btn-primary-custom:hover {
    background: var(--gradient-primary);
    color: var(--white);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(13, 115, 119, 0.4);
}

.btn-outline-custom {
    border: 2px solid var(--primary);
    color: var(--primary);
    padding: 10px 24px;
    border-radius: var(--radius-sm);
    font-family: var(--font-accent);
    font-weight: 600;
    font-size: 14px;
    background: transparent;
    transition: var(--transition);
}

.btn-outline-custom:hover {
    background: var(--primary);
    color: var(--white);
    transform: translateY(-2px);
}

.btn-outline-primary-custom {
    border: 2px solid var(--primary);
    color: var(--primary);
    padding: 10px 24px;
    border-radius: var(--radius-sm);
    font-family: var(--font-accent);
    font-weight: 600;
    background: transparent;
    transition: var(--transition);
}

.btn-outline-primary-custom:hover {
    background: var(--primary);
    color: var(--white);
}

.btn-gold {
    background: var(--gradient-gold);
    border: none;
    color: var(--dark);
    padding: 12px 28px;
    border-radius: var(--radius-sm);
    font-family: var(--font-accent);
    font-weight: 700;
    font-size: 14px;
    transition: var(--transition);
    box-shadow: 0 4px 15px rgba(255, 184, 0, 0.3);
}

.btn-gold:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(255, 184, 0, 0.4);
    color: var(--dark);
}

.btn-outline-light {
    border: 2px solid var(--white);
    color: var(--white);
    padding: 12px 28px;
    border-radius: var(--radius-sm);
    font-family: var(--font-accent);
    font-weight: 600;
    background: transparent;
    transition: var(--transition);
}

.btn-outline-light:hover {
    background: var(--white);
    color: var(--accent);
}

/* ============ SEARCH OVERLAY ============ */
.search-overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(26, 26, 46, 0.95);
    z-index: 10000;
    display: flex;
    align-items: center;
    justify-content: center;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition);
}

.search-overlay.active {
    opacity: 1;
    visibility: visible;
}

.search-container {
    text-align: center;
    width: 90%;
    max-width: 700px;
}

.search-close {
    position: absolute;
    top: 30px;
    right: 30px;
    background: none;
    border: none;
    color: var(--white);
    font-size: 30px;
    cursor: pointer;
    transition: var(--transition);
}

.search-close:hover {
    color: var(--secondary);
    transform: rotate(90deg);
}

.search-form {
    display: flex;
    background: var(--white);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
}

.search-input {
    flex: 1;
    padding: 20px 25px;
    border: none;
    font-size: 18px;
    font-family: var(--font-body);
    outline: none;
    color: var(--dark);
}

.search-submit {
    padding: 20px 30px;
    background: var(--gradient-primary);
    border: none;
    color: var(--white);
    font-size: 20px;
    cursor: pointer;
    transition: var(--transition);
}

.search-submit:hover {
    background: var(--gradient-gold);
    color: var(--dark);
}

.search-tags {
    margin-top: 25px;
    color: var(--gray-400);
    font-size: 14px;
}

.search-tag {
    color: var(--gray-400);
    margin: 0 8px;
    padding: 5px 12px;
    border: 1px solid var(--gray-600);
    border-radius: 20px;
    font-size: 13px;
    transition: var(--transition);
}

.search-tag:hover {
    color: var(--secondary);
    border-color: var(--secondary);
}

/* ============ HERO SECTION ============ */
.hero-section {
    position: relative;
    min-height: 100vh;
    background: linear-gradient(135deg, #F0FDF4 0%, #E0F7FA 50%, #FFF8E7 100%);
    overflow: hidden;
    display: flex;
    align-items: center;
}

.hero-particles {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    pointer-events: none;
}

.hero-bg-shapes .shape {
    position: absolute;
    border-radius: 50%;
    opacity: 0.1;
}

.shape-1 {
    width: 400px;
    height: 400px;
    background: var(--primary);
    top: -100px;
    right: -100px;
    animation: float 8s ease-in-out infinite;
}

.shape-2 {
    width: 300px;
    height: 300px;
    background: var(--secondary);
    bottom: -50px;
    left: -50px;
    animation: float 6s ease-in-out infinite reverse;
}

.shape-3 {
    width: 200px;
    height: 200px;
    background: var(--primary-light);
    top: 50%;
    left: 50%;
    animation: float 10s ease-in-out infinite;
}

@keyframes float {
    0%, 100% { transform: translateY(0) rotate(0deg); }
    33% { transform: translateY(-20px) rotate(5deg); }
    66% { transform: translateY(10px) rotate(-3deg); }
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(13, 115, 119, 0.1);
    border: 1px solid rgba(13, 115, 119, 0.2);
    padding: 8px 20px;
    border-radius: 50px;
    font-size: 14px;
    font-weight: 500;
    color: var(--primary);
    margin-bottom: 20px;
}

.badge-dot {
    width: 8px;
    height: 8px;
    background: var(--success);
    border-radius: 50%;
    animation: blink 1.5s ease-in-out infinite;
}

@keyframes blink {
    0%, 100% { opacity: 1; }
    50% { opacity: 0.3; }
}

.hero-title {
    font-size: clamp(2.5rem, 5vw, 3.8rem);
    font-weight: 900;
    line-height: 1.15;
    margin-bottom: 20px;
    color: var(--dark);
}

.hero-subtitle {
    font-size: 1.15rem;
    color: var(--gray-700);
    margin-bottom: 35px;
    max-width: 550px;
    line-height: 1.8;
}

.hero-buttons {
    display: flex;
    gap: 15px;
    flex-wrap: wrap;
    margin-bottom: 50px;
}

.hero-stats {
    display: flex;
    gap: 40px;
}

.stat-item {
    text-align: center;
}

.stat-number {
    display: block;
    font-size: 2rem;
    font-weight: 800;
    color: var(--primary);
    font-family: var(--font-accent);
}

.stat-label {
    font-size: 13px;
    color: var(--gray-600);
    font-weight: 500;
}

.hero-image-wrapper {
    position: relative;
}

.hero-image {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
    position: relative;
}

.hero-image img {
    width: 100%;
    height: 450px;
    object-fit: cover;
    display: block;
}

.hero-image-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(13, 115, 119, 0.1), rgba(255, 184, 0, 0.05));
}

.floating-card {
    position: absolute;
    background: var(--white);
    padding: 12px 20px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    font-weight: 600;
    animation: floatCard 3s ease-in-out infinite;
    z-index: 2;
}

.floating-card i {
    font-size: 20px;
}

.card-1 {
    top: 10%;
    left: -30px;
    animation-delay: 0s;
}

.card-1 i { color: var(--primary); }

.card-2 {
    top: 50%;
    right: -25px;
    animation-delay: 1s;
}

.card-2 i { color: var(--secondary); }

.card-3 {
    bottom: 15%;
    left: -20px;
    animation-delay: 2s;
}

.card-3 i { color: var(--success); }

@keyframes floatCard {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

.hero-scroll-indicator {
    position: absolute;
    bottom: 30px;
    left: 50%;
    transform: translateX(-50%);
    text-align: center;
    animation: bounce 2s ease-in-out infinite;
}

.hero-scroll-indicator a {
    color: var(--gray-600);
    font-size: 14px;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 5px;
}

.scroll-arrow i {
    font-size: 24px;
    color: var(--primary);
}

@keyframes bounce {
    0%, 100% { transform: translateX(-50%) translateY(0); }
    50% { transform: translateX(-50%) translateY(10px); }
}

/* ============ TRUST BAR ============ */
.trust-bar {
    background: var(--white);
    padding: 30px 0;
    border-bottom: 1px solid var(--gray-200);
}

.trust-content {
    text-align: center;
}

.trust-label {
    font-size: 14px;
    color: var(--gray-600);
    margin-bottom: 20px;
    font-weight: 500;
}

.trust-logos {
    display: flex;
    justify-content: center;
    gap: 40px;
    flex-wrap: wrap;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 14px;
    font-weight: 600;
    color: var(--dark);
}

.trust-item i {
    font-size: 20px;
    color: var(--primary);
}

/* ============ SECTION HEADERS ============ */
.section-header {
    margin-bottom: 50px;
}

.section-subtitle {
    display: inline-block;
    font-family: var(--font-accent);
    font-size: 13px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 3px;
    color: var(--primary);
    margin-bottom: 10px;
    position: relative;
}

.section-subtitle::before,
.section-subtitle::after {
    content: '';
    display: inline-block;
    width: 30px;
    height: 2px;
    background: var(--gradient-primary);
    vertical-align: middle;
    margin: 0 10px;
}

.section-title {
    font-size: clamp(2rem, 4vw, 2.8rem);
    margin-bottom: 15px;
}

.section-description {
    font-size: 1.05rem;
    color: var(--gray-600);
    max-width: 650px;
    margin: 0 auto;
}

/* ============ TOPIC CARDS ============ */
.topic-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
    border: 1px solid var(--gray-200);
    height: 100%;
}

.topic-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
    border-color: transparent;
}

.topic-icon {
    width: 70px;
    height: 70px;
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 25px auto 0;
}

.topic-icon i {
    font-size: 32px;
    color: var(--white);
}

.topic-body {
    padding: 25px 30px 30px;
    text-align: center;
}

.topic-body h3 {
    font-size: 1.25rem;
    margin-bottom: 12px;
    font-family: var(--font-accent);
    font-weight: 700;
}

.topic-body p {
    font-size: 14px;
    color: var(--gray-600);
    margin-bottom: 15px;
    line-height: 1.7;
}

.topic-link {
    font-size: 14px;
    font-weight: 600;
    color: var(--primary);
    display: inline-flex;
    align-items: center;
    gap: 5px;
    transition: var(--transition);
}

.topic-link:hover {
    gap: 10px;
    color: var(--primary-dark);
}

/* ============ BLOG CARDS ============ */
.blog-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
    border: 1px solid var(--gray-200);
    height: 100%;
}

.blog-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
}

.blog-card-image {
    position: relative;
    overflow: hidden;
    height: 220px;
}

.blog-card-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.5s ease;
}

.blog-card:hover .blog-card-image img {
    transform: scale(1.05);
}

.blog-card-category {
    position: absolute;
    top: 15px;
    left: 15px;
    background: var(--gradient-primary);
    color: var(--white);
    padding: 5px 15px;
    border-radius: 50px;
    font-size: 12px;
    font-weight: 600;
    font-family: var(--font-accent);
    text-transform: uppercase;
    letter-spacing: 1px;
}

.blog-card-body {
    padding: 25px;
}

.blog-card-meta {
    display: flex;
    gap: 15px;
    margin-bottom: 12px;
    font-size: 13px;
    color: var(--gray-500);
}

.blog-card-meta i {
    margin-right: 4px;
    color: var(--primary);
}

.blog-card-title {
    font-size: 1.15rem;
    margin-bottom: 12px;
    line-height: 1.4;
    font-family: var(--font-accent);
    font-weight: 700;
}

.blog-card-title a {
    color: var(--dark);
    transition: var(--transition);
}

.blog-card-title a:hover {
    color: var(--primary);
}

.blog-card-excerpt {
    font-size: 14px;
    color: var(--gray-600);
    line-height: 1.7;
    margin-bottom: 20px;
}

.blog-card-footer {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-top: 15px;
    border-top: 1px solid var(--gray-200);
}

.blog-card-author {
    display: flex;
    align-items: center;
    gap: 10px;
}

.blog-card-author img {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    object-fit: cover;
}

.blog-card-author span {
    font-size: 13px;
    font-weight: 600;
    color: var(--dark);
}

.blog-card-read {
    font-size: 13px;
    font-weight: 600;
    color: var(--primary);
    display: flex;
    align-items: center;
    gap: 5px;
}

.blog-card-read:hover {
    gap: 10px;
    color: var(--primary-dark);
}

/* ============ COURSE CARDS ============ */
.course-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
    position: relative;
    height: 100%;
}

.course-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
}

.course-badge {
    position: absolute;
    top: 15px;
    right: 15px;
    background: var(--gradient-gold);
    color: var(--dark);
    padding: 5px 15px;
    border-radius: 50px;
    font-size: 12px;
    font-weight: 700;
    font-family: var(--font-accent);
    z-index: 2;
}

.course-image {
    height: 200px;
    overflow: hidden;
}

.course-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.5s ease;
}

.course-card:hover .course-image img {
    transform: scale(1.05);
}

.course-body {
    padding: 25px;
}

.course-meta {
    display: flex;
    gap: 15px;
    margin-bottom: 12px;
    font-size: 13px;
    color: var(--gray-500);
}

.course-meta i {
    margin-right: 4px;
    color: var(--primary);
}

.course-body h3 {
    font-size: 1.2rem;
    margin-bottom: 10px;
    font-family: var(--font-accent);
    font-weight: 700;
}

.course-body p {
    font-size: 14px;
    color: var(--gray-600);
    margin-bottom: 15px;
}

.course-lessons {
    margin-bottom: 20px;
}

.lesson-item {
    font-size: 13px;
    color: var(--gray-600);
    padding: 4px 0;
    display: flex;
    align-items: center;
    gap: 8px;
}

.lesson-item i {
    color: var(--success);
    font-size: 14px;
}

/* ============ CALCULATOR CARDS ============ */
.calculator-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-md);
    border: 1px solid var(--gray-200);
    height: 100%;
}

.calculator-header {
    background: var(--gradient-primary);
    padding: 25px 30px;
    display: flex;
    align-items: center;
    gap: 15px;
}

.calculator-header i {
    font-size: 28px;
    color: var(--white);
}

.calculator-header h3 {
    color: var(--white);
    font-size: 1.3rem;
    margin: 0;
    font-family: var(--font-accent);
    font-weight: 700;
}

.calculator-body {
    padding: 30px;
}

.form-group {
    margin-bottom: 18px;
}

.form-group label {
    font-size: 13px;
    font-weight: 600;
    color: var(--dark);
    margin-bottom: 6px;
    display: block;
    font-family: var(--font-accent);
}

.form-control {
    border: 2px solid var(--gray-200);
    border-radius: var(--radius-sm);
    padding: 10px 15px;
    font-size: 14px;
    transition: var(--transition);
}

.form-control:focus {
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(13, 115, 119, 0.1);
}

.calculator-result {
    margin-top: 20px;
    padding: 20px;
    background: var(--gray-100);
    border-radius: var(--radius-md);
    text-align: center;
}

.result-label {
    font-size: 14px;
    color: var(--gray-600);
    margin-bottom: 5px;
}

.result-value {
    font-size: 2rem;
    font-weight: 800;
    color: var(--primary);
    font-family: var(--font-accent);
    margin-bottom: 5px;
}

.result-detail {
    font-size: 14px;
    color: var(--gray-600);
}

.result-detail span {
    color: var(--success);
    font-weight: 700;
}

/* ============ GLOSSARY ============ */
.glossary-item {
    background: var(--white);
    padding: 25px;
    border-radius: var(--radius-md);
    border: 1px solid var(--gray-200);
    transition: var(--transition);
    height: 100%;
}

.glossary-item:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
    border-color: var(--primary);
}

.glossary-item h4 {
    font-size: 1.05rem;
    color: var(--primary);
    margin-bottom: 8px;
    font-family: var(--font-accent);
    font-weight: 700;
}

.glossary-item p {
    font-size: 14px;
    color: var(--gray-600);
    margin: 0;
    line-height: 1.6;
}

/* ============ STATS SECTION ============ */
.stats-section {
    background: var(--gradient-dark);
    padding: 60px 0;
}

.stat-box {
    text-align: center;
    padding: 30px;
}

.stat-icon {
    width: 70px;
    height: 70px;
    background: rgba(255, 184, 0, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 15px;
}

.stat-icon i {
    font-size: 28px;
    color: var(--secondary);
}

.stat-counter {
    font-size: 2.5rem;
    font-weight: 900;
    color: var(--white);
    font-family: var(--font-accent);
    margin-bottom: 5px;
}

.stat-box p {
    color: var(--gray-400);
    font-size: 14px;
    margin: 0;
    font-weight: 500;
}

/* ============ NEWSLETTER ============ */
.newsletter-section {
    background: var(--gradient-primary);
    padding: 80px 0;
}

.newsletter-card {
    background: var(--white);
    border-radius: var(--radius-xl);
    padding: 50px;
    box-shadow: var(--shadow-xl);
}

.newsletter-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(13, 115, 119, 0.1);
    color: var(--primary);
    padding: 6px 16px;
    border-radius: 50px;
    font-size: 13px;
    font-weight: 600;
    margin-bottom: 15px;
}

.newsletter-content h2 {
    font-size: 2rem;
    margin-bottom: 15px;
}

.newsletter-content p {
    color: var(--gray-600);
    margin-bottom: 25px;
    font-size: 1rem;
}

.newsletter-benefits {
    list-style: none;
    padding: 0;
    margin: 0;
}

.newsletter-benefits li {
    padding: 6px 0;
    font-size: 14px;
    color: var(--dark);
    display: flex;
    align-items: center;
    gap: 10px;
}

.newsletter-benefits li i {
    color: var(--success);
    font-size: 16px;
}

.newsletter-form .form-group {
    margin-bottom: 15px;
}

.newsletter-disclaimer {
    font-size: 12px;
    color: var(--gray-500);
}

/* ============ TESTIMONIALS ============ */
.testimonial-card {
    background: var(--white);
    padding: 30px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--gray-200);
    transition: var(--transition);
    height: 100%;
}

.testimonial-card:hover {
    box-shadow: var(--shadow-lg);
    transform: translateY(-5px);
}

.testimonial-rating {
    margin-bottom: 15px;
}

.testimonial-rating i {
    color: var(--secondary);
    font-size: 16px;
}

.testimonial-text {
    font-size: 15px;
    color: var(--gray-700);
    line-height: 1.8;
    margin-bottom: 20px;
    font-style: italic;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 12px;
}

.testimonial-author img {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    object-fit: cover;
    border: 3px solid var(--gray-200);
}

.testimonial-author h4 {
    font-size: 1rem;
    margin-bottom: 2px;
    font-family: var(--font-accent);
    font-weight: 700;
}

.testimonial-author span {
    font-size: 13px;
    color: var(--gray-500);
}

/* ============ FAQ ============ */
.accordion-item {
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-md) !important;
    margin-bottom: 12px;
    overflow: hidden;
    box-shadow: var(--shadow-sm);
}

.accordion-button {
    font-family: var(--font-accent);
    font-weight: 600;
    font-size: 15px;
    color: var(--dark);
    padding: 18px 25px;
    background: var(--white);
}

.accordion-button:not(.collapsed) {
    background: var(--gray-100);
    color: var(--primary);
    box-shadow: none;
}

.accordion-button:focus {
    box-shadow: none;
    border-color: var(--primary);
}

.accordion-button::after {
    background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%230D7377'%3e%3cpath fill-rule='evenodd' d='M1.646 4.646a.5.5 0 0 1 .708 0L8 10.293l5.646-5.647a.5.5 0 0 1 .708.708l-6 6a.5.5 0 0 1-.708 0l-6-6a.5.5 0 0 1 0-.708z'/%3e%3c/svg%3e");
}

.accordion-body {
    font-size: 14px;
    color: var(--gray-700);
    line-height: 1.8;
    padding: 20px 25px;
}

/* ============ CTA SECTION ============ */
.cta-section {
    background: var(--gradient-dark);
    position: relative;
    overflow: hidden;
}

.cta-title {
    font-size: clamp(2rem, 4vw, 2.8rem);
    color: var(--white);
    margin-bottom: 15px;
}

.cta-subtitle {
    font-size: 1.1rem;
    color: var(--gray-400);
    margin-bottom: 35px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

/* ============ FOOTER ============ */
.footer {
    background: var(--accent);
    color: var(--gray-400);
}

.footer-top {
    padding: 60px 0 40px;
    border-bottom: 1px solid rgba(255,255,255,0.05);
}

.footer-brand .brand-logo {
    margin-bottom: 20px;
}

.footer-brand .brand-icon {
    background: var(--gradient-primary);
}

.footer-brand .brand-name {
    color: var(--white);
}

.footer-description {
    font-size: 14px;
    line-height: 1.8;
    margin-bottom: 20px;
    color: var(--gray-400);
}

.footer-social {
    display: flex;
    gap: 12px;
}

.footer-social a {
    width: 40px;
    height: 40px;
    background: rgba(255,255,255,0.05);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--gray-400);
    transition: var(--transition);
}

.footer-social a:hover {
    background: var(--primary);
    color: var(--white);
    transform: translateY(-3px);
}

.footer-title {
    font-size: 16px;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 20px;
    font-family: var(--font-accent);
    text-transform: uppercase;
    letter-spacing: 1px;
}

.footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
}

.footer-links li {
    margin-bottom: 10px;
}

.footer-links a {
    color: var(--gray-400);
    font-size: 14px;
    transition: var(--transition);
    display: flex;
    align-items: center;
    gap: 8px;
}

.footer-links a:hover {
    color: var(--secondary);
    padding-left: 5px;
}

.footer-contact p {
    font-size: 14px;
    margin-bottom: 8px;
    display: flex;
    align-items: flex-start;
    gap: 8px;
}

.footer-contact i {
    color: var(--secondary);
    margin-top: 3px;
}

.footer-contact a {
    color: var(--gray-400);
}

.footer-contact a:hover {
    color: var(--secondary);
}

.footer-disclaimer {
    padding: 25px 0;
    border-bottom: 1px solid rgba(255,255,255,0.05);
}

.disclaimer-box {
    background: rgba(255,255,255,0.03);
    border: 1px solid rgba(255,255,255,0.05);
    border-radius: var(--radius-md);
    padding: 20px;
}

.disclaimer-box p {
    font-size: 12px;
    line-height: 1.8;
    color: var(--gray-500);
    margin: 0;
}

.footer-bottom {
    padding: 20px 0;
}

.copyright {
    font-size: 13px;
    color: var(--gray-500);
    margin: 0;
}

.footer-made {
    font-size: 13px;
    color: var(--gray-500);
    margin: 0;
}

/* ============ COOKIE CONSENT ============ */
.cookie-consent {
    position: fixed;
    bottom: 0;
    left: 0;
    width: 100%;
    background: var(--accent);
    color: var(--white);
    z-index: 9999;
    box-shadow: 0 -4px 20px rgba(0,0,0,0.2);
    transform: translateY(100%);
    transition: transform 0.5s ease;
}

.cookie-consent.show {
    transform: translateY(0);
}

.cookie-content {
    display: flex;
    align-items: center;
    gap: 20px;
    padding: 20px 0;
}

.cookie-icon {
    font-size: 30px;
    color: var(--secondary);
    flex-shrink: 0;
}

.cookie-text {
    flex: 1;
}

.cookie-text h4 {
    font-size: 16px;
    color: var(--white);
    margin-bottom: 5px;
    font-family: var(--font-accent);
}

.cookie-text p {
    font-size: 13px;
    color: var(--gray-400);
    margin: 0;
    line-height: 1.5;
}

.cookie-text a {
    color: var(--secondary);
    text-decoration: underline;
}

.cookie-buttons {
    display: flex;
    gap: 10px;
    flex-shrink: 0;
}

/* ============ BACK TO TOP ============ */
.back-to-top {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 50px;
    height: 50px;
    background: var(--gradient-primary);
    color: var(--white);
    border: none;
    border-radius: 50%;
    font-size: 20px;
    cursor: pointer;
    z-index: 999;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition);
    box-shadow: 0 4px 15px rgba(13, 115, 119, 0.4);
}

.back-to-top.show {
    opacity: 1;
    visibility: visible;
}

.back-to-top:hover {
    transform: translateY(-3px);
    box-shadow: 0 6px 20px rgba(13, 115, 119, 0.5);
}

/* ============ RESPONSIVE ============ */
@media (max-width: 991px) {
    .hero-image {
        margin-top: 40px;
    }

    .hero-stats {
        justify-content: center;
    }

    .floating-card {
        display: none;
    }

    .navbar-collapse {
        background: var(--white);
        padding: 20px;
        border-radius: var(--radius-md);
        box-shadow: var(--shadow-lg);
        margin-top: 10px;
    }

    .newsletter-card {
        padding: 30px;
    }
}

@media (max-width: 767px) {
    .section-padding {
        padding: 50px 0;
    }

    .hero-stats {
        gap: 20px;
    }

    .stat-number {
        font-size: 1.5rem;
    }

    .trust-logos {
        gap: 20px;
    }

    .cookie-content {
        flex-direction: column;
        text-align: center;
    }

    .cookie-buttons {
        justify-content: center;
    }
}

@media (max-width: 575px) {
    .hero-buttons {
        flex-direction: column;
    }

    .hero-buttons .btn {
        width: 100%;
        text-align: center;
    }

    .cta-buttons {
        flex-direction: column;
        gap: 15px;
    }

    .cta-buttons .btn {
        width: 100%;
        text-align: center;
    }
}